Boat & Watercraft Insurance
Navigating the waters of watercraft insurance doesn't have to be complicated. Whether you own a small boat, a luxury yacht, or a personal watercraft like a jet ski, having the right insurance is essential for peace of mind on the water. This guide will help you understand what to look for in a watercraft insurance policy so you can sail or motor with confidence.
Choosing the Right Coverage
Property Damage
Protects against damage to your boat and permanently attached equipment, such as anchors.
Liability Coverage
If you’re responsible for an accident, this can cover damages and injuries caused to others.
Uninsured Protection
Protects you if you’re hit by an uninsured or underinsured watercraft.
Type of Vessel
Insurance needs can vary significantly between a fishing boat, a speedboat, or a cabin cruiser.
Usage
Consider how often and where you use your watercraft. Coastal waters might demand more comprehensive coverage compared to a lake.
Storage and Transport
Ensure your policy covers your boat both in the water and when it’s being stored or transported.
Value
Make sure the coverage limits reflect the value of your boat to avoid underinsurance in case of a total loss.
Sail Safely
Comprehensive Coverage for Boaters
At Eklund Insurance Agency, we specialize in providing tailored insurance solutions for all types of watercraft. Our expertise ensures that whether you’re fishing, sailing, or jet-skiing, your investment is properly protected against the unforeseen.