Boat & Watercraft Insurance

Navigating the waters of watercraft insurance doesn't have to be complicated. Whether you own a small boat, a luxury yacht, or a personal watercraft like a jet ski, having an insurance policy for your boat is essential while on the water. This guide will help you understand what to look for in a watercraft insurance policy so you can sail or motor with confidence.

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Choosing the Right Coverage

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Property Damage

Protects against damage to your boat and permanently attached equipment, such as anchors.

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Liability Coverage

If you’re responsible for an accident, this can cover damages and injuries caused to others.

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Uninsured Protection

Protects you if you’re hit by an uninsured or underinsured watercraft.

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Type of Vessel

Insurance needs can vary significantly between a fishing boat, a speedboat, or a cabin cruiser.

Usage

Consider how often and where you use your watercraft. Coastal waters might demand broader coverage compared to a lake.

Storage and Transport

Ensure your policy covers your boat both in the water and when it’s being stored or transported.

Value

Make sure the coverage limits reflect the value of your boat to avoid underinsurance in case of a total loss.

Sail Safely

Coverage Solutions for Boaters

At Eklund Insurance Agency, we offer insurance solutions for all types of watercraft. Our experience can help protect your investment against a variety of risks whether you’re fishing, sailing, or jet-skiing.

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